Building Futures
Through Financial
Literacy & Career Clarity

AZ FTRS empowers first-generation and marginalized students with the real-world financial knowledge and career skills to build lives on their own terms.

Our Mission View Sessions

1 in 3 Americans have zero retirement savings

57% of first-gen students lack basic financial literacy

80% of low-income youth unaware of finance careers

Most schools don't teach how money really works. AZ FTRS does — combining financial literacy with career exploration in sessions that matter.

The Reality

A System That Leaves Communities Behind

First-generation and marginalized students face a compounded disadvantage — no financial role models, no school curriculum, no career roadmaps. The result is a cycle of avoidable financial hardship.

See The Full Problem

66%

of Hispanic and Black households have less than $10K saved, compared to 40% of white households

77%

of Americans say financial stress significantly impacts their daily lives

Only 7

U.S. states require a standalone personal finance course to graduate high school

more likely — first-gen college students to take on predatory debt without financial literacy education

How We Do It

Our Three-Stage Approach

Every session in our program moves students through a cycle of growth — from classroom to real world.

Education

Weekly sessions covering budgeting, investing, credit, debt, and career finance — taught through real scenarios, not textbooks.

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Application

Students practice real financial decisions — simulating budgets, exploring career salaries, and working through life scenarios.

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Access

We connect students to internships, scholarships, mentors, and specialized career pathways in finance and beyond.

Ready to invest in a student's future?

Reach out to learn how to get involved as a sponsor, mentor, or community partner.

Get In Touch

Building Futures Through Financial Literacy & Career Clarity